My insurance policy will take care of everything.
SWAT teams of insurance agents aren't going to instantly rebuild your life like on TV. Insurance companies will be far more concerned about their own bottom line than yours. In fact, many insurance companies are rewriting policies to redefine some rather common terrorism or disaster related incidents as being excluded and not coverable. Check your policies closely!
AND - regular home owner's insurance does not cover flood damage. You must have nation flood insurance (NFIP). You can buy both the contents and the propery coverage from you home owner's insurance agent if your area is in a participating community. Check with your agent.