Since flooding is so common throughout Oregon, Oregon Emergency Management has decided to help get the word out. Whether flooding is from the flowing waters of state rivers, creeks, and streams, or from all too often coastal storms, being aware of your own flood risk and what you can do about it is very important.
To find out your flood risk, fill in your address on the form on the one-step flood risk profile at www.floodsmart.gov. All Oregon counties participate in the National Flood Insurance Program (NFIP) and can get flood insurance through most insurance agencies; however remember that floods are not covered under regular business, home owners, or renters insurance.
Knowing the reach of the highest flood on record is a good way of knowing what may flood again. Property within 100 feet of moving water such as a stream or river is at risk of flooding, particularly if the moving water is prone to debris jamming that can cause flooding. Coastal Oregon communities are subject to severe storms and erosion causing flooding of low or susceptible areas. More than 25% of all flood claims are from outside the flood zone Property that is flat is likely to flood.
Flood insurance, building smart, and taking protective measures are the best way to avoid the impact of Oregon flooding. Just a few inches of water can cause tens of thousands of dollars in damage, destroying homes, businesses, and wiping out personal savings should a resident NOT have flood insurance.